Approaching retirement

If you’re thinking about retirement, you’re likely to have a few questions: When is the right time? How much do you need to have in your pension pot? What kind of lifestyle will you be able to afford?

How we help.

Good retirement planning is all about securing peace of mind and confidence in your future. The work we do with clients focuses on ensuring that whatever dream you have for your retirement years, you can afford it comfortably.

We help clients gain answers to their questions. We’ll show you how much you have in your retirement pot and how much you’ll need to achieve the kind of life you’d like to step into when you step out of work. So, whether you want to travel the world, spend more time with your grandchildren, master a new hobby or succeed in a new venture – we’ll ensure you have a watertight plan, whichever way the tide may turn.

Our services.

Retirement lifestyle planning

We’ll help you identify what you want to achieve in retirement and show you how you can organise your finances to get the most from your freedom years.

Cashflow planning

Do you have enough money to take that trip? Can you afford to help your children get on the property ladder? Cashflow modelling will help you make fully costed decisions.


Whether you’re new to investing or you’re already an experienced investor, we’ll help you build and manage a portfolio that is aligned to your goals and appetite for risk.

Pension planning

We’ll review your current arrangements and advise you on any potential improvements you could make to help you achieve a financially secure retirement.

Estate planning

We’ll teach you what you need to know about estate planning, lifetime gifting and managing your Inheritance Tax liability so that your wishes are honoured and your loved ones will benefit.

Inheritance or lump sums

Gain tailored advice and make wise financial decisions that help you get closer to your goals following receipt of an inheritance or lump sum payout.

The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.

The Financial Conduct Authority does not regulate tax advice.

Your journey.

Find out more about our approach to financial planning and how we successfully take our clients from the start of their journey to their chosen destination.

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